Prices at the store are soaring and it seems the bottom line keeps going up every time we shop. It’s reaching an eternally-moving boiling point, and we’re stuck in the heat in the meantime. Homes across the US are suffering the rising costs of food, with little money left over for other essentials like prescriptions, as eight in ten adults saying the cost of prescription drugs is unreasonable.
Also: How to turn your old electronics into Amazon gift cards
In response, Amazon has now launched RxPass as part of its Pharmacy services. It’s a subscription model exclusive for Prime members that costs a flat $5 per month, with no insurance required. The program includes over 50 of the most commonly-prescribed generic medications to treat more than 80 medical conditions.
This sounds pretty great, right? So, what’s the catch? The downside to this service is that not all common medications are available, so it’s important to check that your prescriptions are included by searching through all RxPass medications before signing up for the subscription.
How to sign up for Amazon RxPass
Also: Students, here’s how to save money by switching to Prime Student
Can you pay for RxPass with an FSA/HSA?
Because the $5 monthly payment for RxPass technically goes toward a subscription service and not to prescriptions directly, it doesn’t qualify for FSA or HSA. The RxPass subscription fee is also not eligible to be submitted to your insurance. It’s not an insurance plan nor a substitute for one.
Why am I ineligible for RxPass?
RxPass only works in 42 states and is not available for Medicare, Medicaid, or any other government-health-care-enrolled customers. RxPass is unavailable in the states of California, Louisiana, Maryland, Minnesota, New Hampshire, Pennsylvania, Texas, and Washington.
Also: How to get great Kindle books for free
If you have a government health care program or live in one of these states, you can still get your prescriptions delivered using Amazon Pharmacy.
Are RxPass prescriptions cheaper than using insurance?
Whether the subscriptions service is worth it to customers or not will depend largely on the individual needs of the subscriber. Personally, only one of my two prescriptions is included in the RxPass service, and I get both of them for $5 a month through my insurance, so I won’t be keeping my RxPass subscription.
But if you find your medications among the available generic prescriptions on RxPass and they currently cost you more than $5, it is probably worth using the subscription while you’re on those meds. It’s also worth noting that RxPass medications are delivered directly to your home, so the convenience of not having to drive to the pharmacy may also make it worth it.